Authors: Henry Cisneros, Jack Kemp, Kent Colton, Nicolas Retsinas
In Our Communities, Our Homes: Pathways to Housing and Homeownership in America's Cities and States, Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas Retsinas put political views aside to address the impediments to housing and homeownership at the state and local levels. This volume is a compilation of bipartisan recommendations from the authors and success stories from all corners of the country.
Today, more low-income Americans have greater access to credit than ever before, thanks in large part to the growth of global capital markets and liberal use of credit scores. But not all have benefited equally from the opened spigots. Some are overpaying for mortgage credit, others are getting in over their heads, and some have become the victims of predatory lenders.
For sixty years, federal policy has attempted with little success to solve the problems of housing and poverty in America's inner cities. Against all odds, local organizations picked up where Washington has left off. In a series of dramatic and colorful narratives, von Hoffman shows how these groups helped revitalize once desperate neighborhoods in five major cities: New York, Boston, Chicago, Atlanta, and Los Angeles. Based on years of research and more than a hundred interviews, this book is the first systematic account of the dramatic urban revival that took place in the United States.
Authors: Henry Cisneros, Jack Kemp, Nicolas Retsinas, Kent Colton
Debates about housing programs too often become mired in partisan battles instead of addressing innovative ways to solve housing problems as a country. Historically, successful housing programs are only developed with the support of both political parties. Two former U.S. Department of Housing and Urban Development Secretaries-one democrat and one republican-a former CEO of a housing trade association-who is a republican-and a director of a housing research center-who is a democrat-set aside their differences to focus on today's housing challenges.
An analysis of the unprecedented wave of large-scale public investments that occurred in American cities during the 1950s and 1960s, the social upheavals they triggered, and the political impulses that shaped a new generation of urban mega-projects.
A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average.