Housing Costs Strain Owners and Renters Alike; Millions Priced Out of Homeownership Thursday, June 20, 2024 Homeowners and renters across the US are struggling with high housing costs, according to our new State of the Nation’s Housing 2024 report being released in a livestream today at Noon ET. Millions of... By CHRIS HERBERT
Housing Markets & Conditions The GSEs and the Economic Cycle: Realistic Expectations Wednesday, February 12, 2020 “The GSEs should be fully buying mortgages at all times, regardless of the state of the economy or... By DON LAYTON
Housing Markets & Conditions Demystifying GSE Credit Risk Transfer: How, and How Well, Does It Work? Monday, February 3, 2020 Beginning in 2013, the two government-sponsored enterprises, Freddie Mac and Fannie Mae, began to... By DON LAYTON
Housing Markets & Conditions Demystifying Credit Risk Transfer Tuesday, January 21, 2020 Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs), securitize mortgages... By DON LAYTON
Housing Markets & Conditions Racialized Recovery: Postforeclosure Pathways in Boston’s Neighborhoods Monday, January 6, 2020 While many studies have shown that most foreclosures during the Great Recession occurred in minority... By DAVID LUBEROFF
Housing Markets & Conditions Treasury’s Long GSE Capital To-Do List Thursday, December 19, 2019 As the year ends, the momentum for the two government-sponsored enterprises (GSEs), Freddie Mac and... By DON LAYTON
Housing Markets & Conditions Politicization and the Flawed Narrative of Loose GSE Credit Thursday, December 12, 2019 Earlier this year, the viewpoint of political conservatives that the credit quality of the mortgages... By DON LAYTON
Housing Markets & Conditions The Freddie Mac G-Fee Discount: Has the Single Security Eliminated It for Good? Wednesday, November 27, 2019 When I joined Freddie Mac as CEO in 2012, I knew that, despite it being a giant company with $2... By DON LAYTON
Housing Markets & Conditions How the Presence and Type of Down Payment Assistance Affects the Performance of Affordable Mortgage Loans Monday, October 28, 2019 Even though Fannie Mae and Freddie Mac returned to very-low down payment lending following the... By MICHAEL STEGMAN
Housing Markets & Conditions Where Hasn’t Housing Construction Kept Pace with Demand? Wednesday, October 23, 2019 For much of the past decade, new housing construction has barely kept pace with the growth in... By ALEXANDER HERMANN