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Downpayment assistance has, of late, received an increasing amount of attention among US policymakers. President Biden proposed a nationwide downpayment tax credit during his…

In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…

With the passing of the eleventh anniversary of GSE conservatorship and the release of the administration’s long-awaited housing finance reform plans, longstanding…

Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the GSEs) put in place an opaque…

Does homeownership affect the outcomes of resident children? Using a national data set, we observed that children of homeowners have better home environments, high cognitive…