Harvard Joint Center for Housing Studies
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June 24, 2025
The US housing market is shrouded in uncertainty. High home prices and interest rates have pushed sales to their lowest level in 30 years; insurance premiums and property…
Harvard Joint Center for Housing Studies
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March 20, 2025
The US remodeling market soared above $600 billion in the wake of the pandemic and remains 50 percent above pre-pandemic levels. Nonetheless, industry fragmentation,…
Leonardo D'Amico, Maxim Alekseev
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January 12, 2025
What drives the integration of national financial markets, and what are its consequences for regional growth? We digitize and collect US state-level banking data from 1953 to…
Carlos Martín, Alan Mallach, Todd Swanstrom, Austin Harrison, Sophia Wedeen
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August 27, 2024
The deterioration and loss of America’s housing is a threat to the health, safety, security, and financial well-being of millions of low-income residents. Researchers link…
Harvard Joint Center for Housing Studies
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June 20, 2024
Homeowners and renters across the US are struggling with high housing costs. On the for-sale side, millions of potential homebuyers have been priced out of the market by high…
Home prices rose at an unprecedented pace in the aftermath of the COVID-19 pandemic as interest rates fell to record lows, the large cohort of millennials aged increasingly…
This paper shows how different housing submarkets are linked by residential vacancy chains – the series of moves across housing units initiated by the construction of new…
Manufactured housing holds promise as an affordable form of housing that could expand homeownership opportunities for low- and moderate-income households at a time when house…
Alexander Hermann, Whitney Airgood-Obrycki
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February 7, 2024
However defined, rural areas in the US face significant and unique economic and housing challenges. Yet there is no standard definition of rural used in federal policy and no…
The volatility of the business cycle and an extreme shortage of housing were the twin problems of American economic life in the years following the First World War. Under the…