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Reports

The State of the Nation's Housing 2025

Harvard Joint Center for Housing Studies • June 24, 2025

The US housing market is shrouded in uncertainty. High home prices and interest rates have pushed sales to their lowest level in 30 years; insurance premiums and property…
Reports

Improving America's Housing 2025

Harvard Joint Center for Housing Studies • March 20, 2025

The US remodeling market soared above $600 billion in the wake of the pandemic and remains 50 percent above pre-pandemic levels. Nonetheless, industry fragmentation,…
Working Papers

Capital Market Integration and Growth Across the United States

Leonardo D'Amico, Maxim Alekseev • January 12, 2025

What drives the integration of national financial markets, and what are its consequences for regional growth? We digitize and collect US state-level banking data from 1953 to…
Reports

The State of the Nation's Housing 2024

Harvard Joint Center for Housing Studies • June 20, 2024

Homeowners and renters across the US are struggling with high housing costs. On the for-sale side, millions of potential homebuyers have been priced out of the market by high…