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Working Papers

Modularization Precedes Digitalization in Offsite Housing Delivery

Ivan Rupnik, Ryan E. Smith, Tyler Schmetterer • November 22, 2022

For much of the twentieth century, architects, builders, developers, economists, and policymakers have pursued the “dream of the factory-made house”. The hope was that the…
Blog

Exploring a Decade of Contract for Deed Sales in the Midwest

Ann Carpenter, Taz George, Lisa Nelson • August 29, 2019

Contract for deed home sales, a once-notorious practice that seemingly faded into obscurity in the 1970s, have gained greater attention in the wake of the foreclosure crisis…
Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…