In her closing remarks at the recent Foundations for the Future of Housing Conference, Julia Stasch, past president of the MacArthur Foundation, astutely observed that years…
Housing affordability is an issue that affects households across the US, yet varies by metropolitan region. Our 2019 State of the Nation’s Housing report includes an…
Although homeownership rates rose for all racial and ethnic groups in 2016-2018, rates for black owners rose at a slower pace than for other groups. Consequently, the…
The share of US households facing housing cost burdens fell slightly last year, according to JCHS analysis of newly-released data from the 2017 American Community Survey. The…
The paper is a detailed discussion of the Oak Park Regional Housing Center, which since 1972 has been working ensure that there is "meaningful and lasting racial diversity in…
Susan Wharton Gates, Cindy Waldron, Peter Zorn
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February 13, 2004
BABC 04-13: Automated underwriting (AU) systems have become a tool of choice in mortgage lending decisions. While AU provides significant benefits to mortgage…
