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There is a growing recognition that zoning reform alone won’t solve the housing crisis. It can certainly create an onramp for more, and better, housing construction but it’s…

What is the effect of mortgage debt reductions that reduce payments in the long-term but not in the short-term? In a new paper using data from a recent government…

This paper empirically and theoretically analyzes the effect of debt reductions that reduce long-term but not short-term obligations. Isolating the effect of future…

W13-7: What is the incidence of housing vouchers? In a frictionless, price-taking equilibrium, increased generosity of a narrowly-targeted subsidy causes increases in…

In Our Communities, Our Homes: Pathways to Housing and Homeownership in America's Cities and States, Henry Cisneros, Jack Kemp, Kent Colton, and Nicolas Retsinas put…

Debates about housing programs too often become mired in partisan battles instead of addressing innovative ways to solve housing problems as a country. Historically,…