Alexander Hermann, Nora Cahill
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February 10, 2025
An overlooked group in discussions of rental affordability are households who occupy a unit without payment of rent. Non-cash renters fall into one of three broad categories…
Alexander Hermann, Whitney Airgood-Obrycki, Nora Cahill, Peyton Whitney
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September 10, 2024
As programs that address the housing needs of middle-income renters become increasingly common in an environment of limited resources, it is crucial to understand the…
Alexander Hermann, Whitney Airgood-Obrycki, Nora Cahill, Peyton Whitney
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July 8, 2024
Housing affordability challenges have crept increasingly up the income scale and have left a record-high share of middle-income renter households with cost burdens. In…
Alexander Hermann, Whitney Airgood-Obrycki, Nora Cahill, Peyton Whitney
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July 1, 2024
In response to housing affordability challenges rapidly climbing the income scale, state and local governments have adopted policies and programs to explicitly address the…
John Campbell, Howell Jackson, Brigitte Madrian, Peter Tufano
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August 31, 2010
MF10-12: The recent financial crisis has led many to question how well businesses deliver consumer financial services and how well regulatory institutions address…
UCC08-13: In this paper, we review a wide variety of programs that are used to support savings by families, in particular by low- and moderate-income families. These…
Shawn Cole, John Thompson, Peter Tufano
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February 1, 2008
UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
