Rapidly densifying cities across the US face two seemingly disconnected challenges: the lack of affordable housing and a growing workforce mismatch. Boyle Heights, a…
Alexander Hermann, Nora Cahill
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February 10, 2025
An overlooked group in discussions of rental affordability are households who occupy a unit without payment of rent. Non-cash renters fall into one of three broad categories…
Alexander Hermann, Whitney Airgood-Obrycki, Nora Cahill, Peyton Whitney
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September 10, 2024
As programs that address the housing needs of middle-income renters become increasingly common in an environment of limited resources, it is crucial to understand the…
Alexander Hermann, Whitney Airgood-Obrycki, Nora Cahill, Peyton Whitney
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July 8, 2024
Housing affordability challenges have crept increasingly up the income scale and have left a record-high share of middle-income renter households with cost burdens. In…
Alexander Hermann, Whitney Airgood-Obrycki, Nora Cahill, Peyton Whitney
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July 1, 2024
In response to housing affordability challenges rapidly climbing the income scale, state and local governments have adopted policies and programs to explicitly address the…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…