Health policy research demonstrates that housing and community are crucial determinants of safety, health, and well-being across the lifespan. The United States is an aging…
Every level of the United States government is currently working to address the intersection of climate change and equity priorities, with no perfect solution for balancing…
In November 2020, residents of Denver, Colorado voted to increase the local sales tax by 0.25 percent to support efforts to address climate change. The measure, which is…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…
