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In studying the ability of places to attract and deploy capital in support of low and moderate income communities, the Initiative for Responsible Investment and our…

In the Spring of 2017, the Initiative for Responsible Investment interviewed a number of awardees of the Partnerships for Raising Opportunity in Neighborhoods, better known…

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…

This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…