Carlos Martín, Alan Mallach, Todd Swanstrom, Austin Harrison, Sophia Wedeen
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August 27, 2024
The deterioration and loss of America’s housing is a threat to the health, safety, security, and financial well-being of millions of low-income residents. Researchers link…
Health policy research demonstrates that housing and community are crucial determinants of safety, health, and well-being across the lifespan. The United States is an aging…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…
