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An overlooked group in discussions of rental affordability are households who occupy a unit without payment of rent. Non-cash renters fall into one of three broad categories…

As programs that address the housing needs of middle-income renters become increasingly common in an environment of limited resources, it is crucial to understand the…

Housing affordability challenges have crept increasingly up the income scale and have left a record-high share of middle-income renter households with cost burdens. In…

In response to housing affordability challenges rapidly climbing the income scale, state and local governments have adopted policies and programs to explicitly address the…

Housing affordability was a chronic problem in many cities across North America and across the globe well before the global pandemic triggered an unprecedented surge in rents…

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…