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Damaged vehicles are a common sight in the wake of increasingly frequent weather and climate disasters. One recent estimate suggests that up to 138,000 vehicles were damaged…

Vehicles are the most commonly-owned nonfinancial asset in the United States (US) and represent a relatively high share of net worth for low-wealth households. Despite rising…

Insurance has grabbed headlines lately for good reason. As home prices remain elevated at historically high levels, rising insurance premiums are also contributing to the…

The papers from the third panel of the Joint Center’s symposium on A Shared Future: Fostering Communities of Inclusion in an Era of Inequalityfocus on policies that might…

Today, when more than one in three American households live in rental housing, ongoing erosion in renter incomes combined with ever rising rents has pushed the number of…

End of year festivities and Congressional budget deliberations in 2012 unfortunately diverted attention away from the critical task of ensuring that all Americans have access…

During the past decade, the housing finance system contributed to a boom-and-bust cycle that triggered the greatest economic crisis since the 1930s. A brief but…

W12-2: This paper focuses on four critical policy challenges in the area of housing finance that were developed with input from the What Works Collaborative during the…

For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…

Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…