Revisions to the GSE Treasury Support Agreement: Some Substance, Some Political Optics, and Treasury Gains Power Friday, January 22, 2021 Freddie Mac and Fannie Mae provide the financing for almost half of all the residential mortgages in America. When they came under severe distress in the financial crisis of 2008, they were placed by... By DON LAYTON
Housing Markets & Conditions The Extraordinary and Unexpected Pandemic Increase in House Prices: Causes and Implications Thursday, January 7, 2021 This past December 23rd, the Federal Housing Finance Agency (FHFA) announced that, despite the... By DON LAYTON
Housing Markets & Conditions FHFA’s Final GSE Capital Rule: Little Credibility and a Short Shelf Life Friday, November 20, 2020 The Federal Housing Finance Agency (FHFA) received overwhelmingly negative feedback when its GSE... By DON LAYTON
Housing Markets & Conditions Pandemic, Racial Injustice, and Climate Change Exacerbate America's Housing Problems Thursday, November 19, 2020 For most of 2020, the US has been beset by the COVID-19 pandemic, social unrest sparked by racial... By CHRIS HERBERT
Housing Markets & Conditions Common-Sense GSE Reform Recommendations for the Biden Administration Thursday, November 12, 2020 What should we do with Freddie Mac and Fannie Mae, the two government-sponsored enterprises? The GSE... By DON LAYTON
Housing Markets & Conditions Will the GSEs Be Attractive Enough to Equity Investors for a Successful Recapitalization? Wednesday, October 28, 2020 The two government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae have just entered into... By DON LAYTON
Housing Markets & Conditions Homebuying Innovations Have Enabled the Strong Rebound in Home Sales Monday, October 19, 2020 Innovations in the ways people search for, purchase, and finance homes have helped fuel a dramatic... By ALEXANDER HERMANN
Housing Markets & Conditions GSE Reform: Elections Increase the Uncertainty Wednesday, October 14, 2020 Today, more than twelve years into conservatorship, the path forward for the reform of Freddie Mac... By DON LAYTON
Housing Markets & Conditions The FSOC Secondary Mortgage Market Review: A Grade of “F” Wednesday, September 30, 2020 The Financial Stability Oversight Council (FSOC), a committee of federal financial regulators... By DON LAYTON
Housing Markets & Conditions Can America Finally Have a Stable Housing Finance System? Wednesday, September 16, 2020 The Financial Stability Oversight Council (FSOC), a committee of federal financial regulators... By DON LAYTON
