Harvard Joint Center for Housing Studies

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REPORTS & PAPERS

Three Important Decisions the Administration Needs to Make If the Supreme Court Eliminates the FHFA Director’s Independence

The Federal Housing Finance Agency (FHFA), the regulator of the two government-sponsored enterprises (GSEs) Freddie Mac and Fannie Mae, has also been the conservator of the two GSEs since September 2008. As the GSEs’ conservator, the FHFA has total authority over their operations – it has all the authority that would normally be held, for each GSE, by their shareholders and by their board of directors and also by their management.

How NeighborWorks Organizations Have Responded to the Racially Disparate Impact of COVID-19 in Black Communities

Black American communities have faced many disparate negative impacts of the COVID-19 pandemic, including higher rates of infection and pandemic-induced job loss. Given the history of community development organizations in responding to spatial and economic racial inequities, the role of these organizations in responding to the pandemic, and the greater attention given to anti-Black racism in the wake of the murder of George Floyd in May 2020, this paper seeks to document and examine how organizations within the NeighborWorks® America network are responding to the disparate racial impacts of the pandemic.

Renters’ Responses to Financial Stress During the Pandemic

The COVID pandemic has had a particularly large impact on the financial well-being of renters in the US, and over the past year millions have struggled to pay rent. While several national and local surveys have provided useful information and insights into the experiences of financially struggling renters, studies using these surveys differ in scope, scale, and timing.

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