On November 28 and 29, 2007, the Joint Center hosted Understanding Consumer Credit: A National Symposium on Expanding Access, Informing Choices, and Protecting Consumers, with the support of the Ford Foundation, Freddie Mac, and NeighborWorks America. This symposium brought together leaders from the business, government, civic and academic sectors to examine the challenges of improving outcomes for consumers. These leaders also explored driving market efficiencies in the consumer credit system, while preserving the choice and access that borrowers with limited financial means and/or sub-par credit records now enjoy.
The papers from this symposium can be found in the Publications section of this website (see 2008 papers).
Read the Keynote Remarks by Julie L. Williams, Chief Counsel and 1st Senior Deputy Comptroller, Office of the Comptroller of the Currency
The book, Borrowing to Live: Consumer and Mortgage Credit Revisited, which includes selected papers from the symposium, can be found & ordered on the Books page.