Andrew Davidson, Alex Levin, Susan Wachter
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November 13, 2013
HBTL-13: This paper addresses the expansion and performance of non-traditional mortgage lending products to better understand the impact of such products on borrowers…
Adam Levitin, Janneke Ratcliffe
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November 12, 2013
HBTL-12: If the housing crisis has had a silver lining, it is the opportunity to rethink our housing finance policy. The US housing finance system and its regulation…
Marsha Courchane, Leonard Kiefer, Peter Zorn
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November 12, 2013
HBTL-11: Responses to the mortgage market crisis of the past decade led to myriad changes in the structure of the industry, expanded market regulations, and resulted in…
MISC13-1: Homeownership rates continue to plummet throughout the country, disproportionately penalizing African Americans, Hispanics, and younger people. Recent…
W13-8: The recent housing bust precipitated a wave of mortgage defaults, with over seven percent of the owner-occupied housing stock experiencing a foreclosure.…
HBTL-08: Public policies at the federal, state, and local levels have espoused to support homeowners and homeownership for decades. Yet, low-income people continue to…
john a. powell, Kaloma Cardwell
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October 24, 2013
HBTL-07: Housing is key to the production of race in contemporary American society. Patterns of residential living not only shape and define the meanings of race,…
Chris Herbert, Daniel McCue, Rocio Sanchez-Moyano
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September 27, 2013
HBTL-06:In many respects, the notion that owning a home is an effective means of accumulating wealth among low-income and minority households has been the keystone underlying…
HBTL-04: The purposes of this paper are, first, to present a conceptual model of how the housing crisis and ensuing recession might impact both interest in and the…
HBTL-02: For most families, a central part of the American Dream has been the goal of homeownership. Consumer attitudes, public policy, and the private sector were all…
