Harvard Joint Center for Housing Studies
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June 6, 2011
With employment growth strengthening, consumer spending up, and rental markets tightening, some of the ingredients for a housing recovery were taking shape in early 2011. Yet…
The boom and bust in nonprime and nontraditional mortgage lending in the United States is without precedent. The factors that fueled the boom and the way it unfolded sowed…
Harvard Joint Center for Housing Studies
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July 14, 2010
Even as the worst housing market correction in more than 60 years appeared to turn a corner in 2009, the fallout from sharply lower home prices and high unemployment…
Harvard Joint Center for Housing Studies
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December 1, 2009
As a result of the credit market meltdown, the Low-Income Housing Tax Credit (LIHTC) program, the nation’s primary mechanism for producing and preserving affordable rental…
Harvard Joint Center for Housing Studies
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June 22, 2009
Despite unprecedented federal efforts to jumpstart the economy and help homeowners keep up with their mortgage payments, home prices continued to fall and foreclosures…
NOTE: Since the publication of this report, JCHS Household Growth Projections have been updated with new projections that supersede those found in the paper below.…
Harvard Joint Center for Housing Studies
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January 16, 2009
Although multifamily housing finance is not the source of the current credit crisis, it has been disrupted by it. Even though multifamily rental loan performance has held up…
There are many causes to the collapse of the housing market and the recent financial turmoil, but the contribution of the CRA appears marginal. While banks did engage in…
Harvard Joint Center for Housing Studies
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June 23, 2008
Housing markets contracted for a second straight year in 2007. The national median single-family home price fell in nominal terms for the first time in 40 years of…
