Housing is an established channel for U.S. climate policy. Local and national environmental policymakers have attempted to mitigate the contributions of home energy use and…
In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…
Chris Herbert, Jennifer Molinsky, Samara Scheckler, Kacie Dragan
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October 15, 2021
Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…
Owning a home has the potential to provide older adults with higher levels of financial security, housing stability, and housing quality. Given that a large majority of older…
These Issue Briefs, authored by Rachel Bratt, a Senior Research Fellow at the Joint Center for Housing Studies and former visiting scholar at the Federal Reserve Bank of…
Hyojung Lee, Dowell Myers, Johanna Thunell, Julie Zissimopoulos
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March 1, 2020
This study examines the role of direct parental assistance in their adult children's home buying, net of other resources. Past research has cited the importance of down…
This literature review provides an overview of existing literature on the topic of shared equity housing programs in the US. It seeks to identify common elements, benefits,…
Harvard Joint Center for Housing Studies
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June 26, 2014
With promising increases in home construction, sales, and prices, the housing market gained steam in early 2013. But when interest rates notched up at mid-year, momentum…
MISC13-1: Homeownership rates continue to plummet throughout the country, disproportionately penalizing African Americans, Hispanics, and younger people. Recent…
