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In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…

Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…

The pandemic has resulted in profound economic hardship for US households, with millions losing their jobs, facing greatly curtailed hours, or unable to work due to the need…

This working paper, produced as part of the Housing Crisis Research Collaborative, describes the results of a survey of landlords in ten cities across the US, conducted by…

This research explored the relationship between regional unemployment rates and the community-based housing configuration of older Americans. The analysis used the American…

The homeownership rate, among the thousands of statistics that the government produces to describe the country’s economic and social health, has an exalted place among…

Every level of the United States government is currently working to address the intersection of climate change and equity priorities, with no perfect solution for balancing…

Even as the US economy continues to recover, the inequalities amplified by the pandemic remain front and center. Households that weathered the crisis without …

Drawing on three years of fieldwork, this article explains the emergence and persistence of two conflicting styles of street life in Brightmoor, a depopulated, majority Black…

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), earlier in May…