The US Treasury released on September 5th its much-awaited plan for reform of the Government-Sponsored Enterprises (GSEs) of Freddie Mac and Fannie Mae. As directed by the…
When policymakers focus on legislative reform of the two major government-sponsored enterprises (GSEs), a core principle widely espoused is to increase competition, to get…
Elizabeth La Jeunesse, Alexander Hermann, Daniel McCue, Jonathan Spader
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September 17, 2019
Housing affordability has been a growing concern across the US over the past three decades. Indeed, between 1990 and 2017, the number of units renting for under $600…
Over the past decade, Congress and most housing finance policy developers and commentators have overwhelmingly focused on reform of the government-sponsored enterprises (GSEs…
Harvard Joint Center for Housing Studies
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June 25, 2019
Although household growth is returning to a more normal pace, our new State of the Nation's Housing report shows that housing production still falls short of what is needed,…
Harvard Joint Center for Housing Studies
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June 25, 2019
Although household growth is returning to a more normal pace, this year's State of the Nation's Housing report shows that housing production still falls short of what is…
A surge in residential improvements has amplified post-Recession rent growth, and financial intermediaries have contributed to this effect by reallocating financing to…
Decreasing federal resources since the 1980s, policy devolution to the local level, and expansion of market-based approaches for affordable housing delivery have resulted in…
Whitney Airgood-Obrycki, Jennifer Molinsky
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April 2, 2019
Housing is a central component of family life and can provide a foundation for family well-being. While we typically think of family households as homeowners, renters are…