Michael Stegman, Richard Cooperstein
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October 9, 2019
With the passing of the eleventh anniversary of GSE conservatorship and the release of the administration’s long-awaited housing finance reform plans, longstanding…
There are four big issues the Federal Housing Finance Agency, the regulator of Freddie Mac and Fannie Mae, will need to address to finalize its proposed minimum required…
The US Treasury released on September 5th its much-awaited plan for reform of the Government-Sponsored Enterprises (GSEs) of Freddie Mac and Fannie Mae. As directed by the…
When policymakers focus on legislative reform of the two major government-sponsored enterprises (GSEs), a core principle widely espoused is to increase competition, to get…
Over the past decade, Congress and most housing finance policy developers and commentators have overwhelmingly focused on reform of the government-sponsored enterprises (GSEs…
Harvard Joint Center for Housing Studies
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June 25, 2019
Although household growth is returning to a more normal pace, our new State of the Nation's Housing report shows that housing production still falls short of what is needed,…
Harvard Joint Center for Housing Studies
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June 25, 2019
Although household growth is returning to a more normal pace, this year's State of the Nation's Housing report shows that housing production still falls short of what is…
Decreasing federal resources since the 1980s, policy devolution to the local level, and expansion of market-based approaches for affordable housing delivery have resulted in…
Harvard Joint Center for Housing Studies
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March 12, 2019
The U.S. market for home improvement and repair is now well over $400 billion annually as the housing stock faces pressure to meet the nation's growing and changing housing…