Digitalization is transforming the mortgage market at every stage of the value chain. In this paper, we examine the potential for the mortgage industry to leverage…
Digitalization is promising to expand opportunities for traditionally disadvantaged individuals and communities in the housing market. Digital platforms, such as Zillow and…
It is my pleasure to comment on two very interesting papers. While very different in orientation—with the Boeing, Harten and Sanchez-Moyano (2022) paper addressing the search…
Dr. Herbert was honored to testify in a Senate Banking, Housing, and Urban Affairs hearing, "The State of Housing 2023." In his testimony, he highlighted the nation’s…
Over the past decade, US social relations have undergone reorganization associated with the rise of algorithms and digital platforms. This research specifically responds to…
The process of buying and selling houses is complex and uncertain, with many opportunities in the market for improvement. Smart entrepreneurs and innovative companies around…
The system of sector housing investment and finance that has evolved in the United States has long had a powerful influence on the costs, type, and location of housing, given…
Digitalization alone is not the driving force behind the changes in housing and real estate. The driving force is innovation brought to the sector by the fresh approach of…
In the US, 22 percent of households in tribal areas either have severely inadequate housing or are overcrowded—or both. This reality is abysmal, especially in comparison with…
Sharon Cornelissen, Daniel McCue, Raheem Hanifa
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January 5, 2023
Persistent racial and ethnic gaps in homeownership rates have recently led policy makers to create a range of programs and initiatives to expand and maintain Black…