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Working Papers

Emerging Cohort Trends in Housing Debt and Home Equity

George Masnick, Zhu Xiao Di, Eric Belsky • January 1, 2005

W05-1: Several roles that housing plays in the household economics of homeowners have begun to fundamentally change during the past decade. Cohorts approaching…
Working Papers

Prepayment Risk and Lower Income Mortgage Borrowers

Wayne Archer, David Ling, Gary McGill • October 9, 2001

This paper examines the differential home mortgage termination experience of “affordable housing” households in the United States from 1985 to 1995. Using five two-year…
Research Notes

Second Homes: What, How Many, Where and Who

Zhu Xiao Di, Nancy McArdle, George Masnick • February 15, 2001

This paper addresses several basic questions regarding second homes: what is or should be counted as a second home; how many second homes exist in the United States; where…