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Reports

Projecting Trends in Severely Cost-Burdened Renters: 2015–2025

Allison Charette, Chris Herbert, Andrew Jakabovics, Ellen Marya, Daniel McCue • September 21, 2015

This report shows that the number of households spending more than 50 percent of their income on rent is expected to rise at least 11 percent from 11.8 million to 13.1…
Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…
Working Papers

Institutions and Inclusion in Saving Policy

Michael Sherraden, Michael Barr • February 15, 2004

BABC 04-15: Low- and moderate-income households save for routine payments, such as rent, as well as for major purchases, such as a washing machine or a car. Saving also…