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Working Papers

Behaviorally Informed Home Mortgage Credit Regulation

Michael Barr, Sendhil Mullainathan, Eldar Shafir • April 1, 2008

UCC08-12: Choosing a mortgage is one of the biggest financial decisions an American consumer will make. Yet it can be a complicated one, especially in today’s…
Research Notes

The Living Arrangements of Foreign-Born Households

Nancy McArdle • March 30, 2001

Record numbers of foreign-born individuals and households currently reside in the United States, substantially affecting housing demand. As of 1998, the 11 million immigrant-…
Research Notes

Second Homes: What, How Many, Where and Who

Zhu Xiao Di, Nancy McArdle, George Masnick • February 15, 2001

This paper addresses several basic questions regarding second homes: what is or should be counted as a second home; how many second homes exist in the United States; where…