These Issue Briefs, authored by Rachel Bratt, a Senior Research Fellow at the Joint Center for Housing Studies and former visiting scholar at the Federal Reserve Bank of…
Sharon Cornelissen, Alexander Hermann
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April 1, 2020
Due to the COVID-19 pandemic and the resulting economic slowdown, millions of homeowners across the United States are financially vulnerable. To assess COVID-19’s potential…
Hyojung Lee, Dowell Myers, Johanna Thunell, Julie Zissimopoulos
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March 1, 2020
This study examines the role of direct parental assistance in their adult children's home buying, net of other resources. Past research has cited the importance of down…
Prior research has demonstrated that racial disparities in incarceration contribute to the black-white homeownership gap. In Homeownership Experiences Following Criminal…
Recent work has highlighted the significance of incarceration for wealth accrual and black-white gaps in homeownership, but the monetary sanctions and disruptions to…
Prior research suggests that comparison shopping for mortgages when purchasing a home helps secure a lower interest rate. In theory, the benefits of mortgage shopping should…
Shared equity housing strategies are drawing increasing interest from people in all corners of the housing and community development field. In a new paper based on research I…
This literature review provides an overview of existing literature on the topic of shared equity housing programs in the US. It seeks to identify common elements, benefits,…
One of the justifications for federal involvement in the homeownership market is that it provides one of the few ways that low-income households can accumulate wealth. But…
Kerry Spitzer, Lauren Lambie-Hanson
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November 6, 2019
The Veteran’s Administration (VA) home loan program, which makes homeownership more affordable for veterans, is used more extensively in places closer to major military…
