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HBTL-02: For most families, a central part of the American Dream has been the goal of homeownership. Consumer attitudes, public policy, and the private sector were all…

HBTL-03: ost discussions about expanding access to homeownership take as a given that we know exactly what homeownership is. The questions then usually fall into a…

HBTL-01: From 2007 through 2011, the United States housing market suffered from a severe imbalance in supply and demand. On the supply side, there were too many homes…

W13-1: With house prices falling nationally by more than 30 percent from 2006 to 2011 and foreclosures soaring, many have started to write the obituary on homeownership…

W12-4: The analysis presented in this paper tests for associations between views on homeownership and experiences with recent housing market distress. Using data from…

W11-2: Community based organizations have been providing mortgage loans in low-to-moderate income and minority communities on a small scale since the 1970s. These…

This paper synthesizes the symposium proceedings, drawing upon the presentations and discussion at the event as the well as the papers themselves. Rather than present a…

MF10-14: A reference to remedies in debtor-creditor law usually conjures up images of the rights of creditors to enforce obligations when debtors default. Whether due to…

MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…