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Although still fragmented, the homebuilding industry has undergone changes in recent years that have increased the share of production by larger builders. The top 100…

The homeownership rate is broadly regarded by policymakers as a core measure of how well the US socioeconomic system is delivering a good quality of life for the typical…

Housing is an established channel for U.S. climate policy. Local and national environmental policymakers have attempted to mitigate the contributions of home energy use and…

In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…

Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…

The homeownership rate, among the thousands of statistics that the government produces to describe the country’s economic and social health, has an exalted place among…

Every level of the United States government is currently working to address the intersection of climate change and equity priorities, with no perfect solution for balancing…

Even as the US economy continues to recover, the inequalities amplified by the pandemic remain front and center. Households that weathered the crisis without …

Drawing on three years of fieldwork, this article explains the emergence and persistence of two conflicting styles of street life in Brightmoor, a depopulated, majority Black…

The Federal Housing Finance Agency (FHFA), the regulator and conservator of Freddie Mac and Fannie Mae, the two government-sponsored enterprises (GSEs), earlier in May…