Despite an unprecedented boom in homeownership that added seven million net new owners between 1994 and 1999 and drove the homeownership rate nearly three percentage points…
W01-6: This paper explores the relationship between housing and household wealth. Any such study encounters two challenges: measuring household wealth and tracing the…
Harvard Joint Center for Housing Studies
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June 11, 2001
Housing markets stood up well in 2000 despite growing uncertainty about the direction of the economy. After years of rapidly rising rents and home prices, however, housing…
Zhu Xiao Di, Nancy McArdle, George Masnick
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February 15, 2001
This paper addresses several basic questions regarding second homes: what is or should be counted as a second home; how many second homes exist in the United States; where…
W01-4: Home ownership differentials are both a consequence and a cause of social inequality in the United States. Differences in income, wealth, education, family…
This paper attempts to further clarify the findings of Joseph Gyourko and Peter Linneman in “The Changing Influences of Education, Income, Family Structure, and Race on…
Harvard Joint Center for Housing Studies
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June 10, 2000
Housing markets began the twentyfirst century on a high note. Buoyed by the longest economic expansion in history, home sales, homeownership rates, and the value of…
W99-11: To date, various parties have used the term "predatory lending" to describe a wide range of abuses. Regulators, industry and advocates have not agreed on a…
Harvard Joint Center for Housing Studies
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June 10, 1999
Housing had another record-setting year in 1998. Home sales reached new peaks, housing starts topped 1.6 million units, and the value of residential construction hit an…
George Masnick, Nancy McArdle, Eric Belsky
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January 8, 1999
W99-2: In spite of warnings to exercise caution when using the Current Population Survey to track trends between 1993 and later years because of major changes since 1994…