Over the past decade, Congress and most housing finance policy developers and commentators have overwhelmingly focused on reform of the government-sponsored enterprises (GSEs…
Harvard Joint Center for Housing Studies
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June 25, 2019
Although household growth is returning to a more normal pace, our new State of the Nation's Housing report shows that housing production still falls short of what is needed,…
Harvard Joint Center for Housing Studies
•
June 25, 2019
Although household growth is returning to a more normal pace, this year's State of the Nation's Housing report shows that housing production still falls short of what is…
This paper seeks to refine our understanding of how refinancing a mortgage affects household outcomes. This issue has attracted particular attention in the wake of the Great…
Decreasing federal resources since the 1980s, policy devolution to the local level, and expansion of market-based approaches for affordable housing delivery have resulted in…
Community land trusts (CLTs) are place-based nonprofits that hold land in perpetuity on behalf of a community. CLTs can help preserve affordability in hot markets and help…
With interest rates ticking upward in 2018 and the prospect of further rate increases to come, the era of historically-low mortgage rates may be ending. While many homeowners…
This paper provides an overview of the ways in which "housing and education in America have long been inextricably and intricately linked." Most notably, because of the…
The paper is a detailed discussion of the Oak Park Regional Housing Center, which since 1972 has been working ensure that there is "meaningful and lasting racial diversity in…