Housing is an established channel for U.S. climate policy. Local and national environmental policymakers have attempted to mitigate the contributions of home energy use and…
In this paper, Benjamin Ward makes a set of recommendations intended to help policymakers design a scalable nation-wide downpayment assistance program in the United States.…
Chris Herbert, Jennifer Molinsky, Samara Scheckler, Kacie Dragan
•
October 15, 2021
Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…
The homeownership rate, among the thousands of statistics that the government produces to describe the country’s economic and social health, has an exalted place among…
Owning a home has the potential to provide older adults with higher levels of financial security, housing stability, and housing quality. Given that a large majority of older…
These Issue Briefs, authored by Rachel Bratt, a Senior Research Fellow at the Joint Center for Housing Studies and former visiting scholar at the Federal Reserve Bank of…
Hyojung Lee, Dowell Myers, Johanna Thunell, Julie Zissimopoulos
•
March 1, 2020
This study examines the role of direct parental assistance in their adult children's home buying, net of other resources. Past research has cited the importance of down…
Recent work has highlighted the significance of incarceration for wealth accrual and black-white gaps in homeownership, but the monetary sanctions and disruptions to…
Prior research suggests that comparison shopping for mortgages when purchasing a home helps secure a lower interest rate. In theory, the benefits of mortgage shopping should…
This literature review provides an overview of existing literature on the topic of shared equity housing programs in the US. It seeks to identify common elements, benefits,…