Despite the private for-profit sector's importance in affordable housing development, there has been relatively little research on the sector. This working paper explores one…
In 2014, just under half (49.3 percent) of American renters were housing cost burdened, spending more than 30 percent of income on housing costs. This represents a record…
Stagnant incomes and tight credit since the recession have worked in tandem to keep many renters from becoming homeowners in recent years, even as prices plummeted. Now, as…
For American renters, 2013 marked another year with a record-high number of cost burdened households - those paying more than 30 percent of income for housing...
Harvard Joint Center for Housing Studies
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June 26, 2014
With promising increases in home construction, sales, and prices, the housing market gained steam in early 2013. But when interest rates notched up at mid-year, momentum…
HBTL-08: Public policies at the federal, state, and local levels have espoused to support homeowners and homeownership for decades. Yet, low-income people continue to…
HBTL-01: From 2007 through 2011, the United States housing market suffered from a severe imbalance in supply and demand. On the supply side, there were too many homes…
During the past decade, the housing finance system contributed to a boom-and-bust cycle that triggered the greatest economic crisis since the 1930s. A brief but…
W12-5: History offers valuable lessons to policy makers. Among other lessons, it teaches us the reasons that the government adopted the programs that constitute the…