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Working Papers

Modularization Precedes Digitalization in Offsite Housing Delivery

Ivan Rupnik, Ryan E. Smith, Tyler Schmetterer • November 22, 2022

For much of the twentieth century, architects, builders, developers, economists, and policymakers have pursued the “dream of the factory-made house”. The hope was that the…
Journal Article

Health Spending Among Older Adults Before and After Mortgage Payoff

Chris Herbert, Jennifer Molinsky, Samara Scheckler, Kacie Dragan • October 15, 2021

Older adult homeowners increasingly carry mortgage debt into retirement. The share of homeowners aged 65 and older with outstanding mortgages doubled between 1989 and 2016,…