Lei Ding, Hyojung Lee, Raphael Bostic
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March 4, 2019
This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
The recent dramatic increase in the number of single-family detached rental homes, which is due in part to foreclosures of single-family homeowners and constrained lending…
W15-2: Changing socio-demographic characteristics of young adult households (those with householders ages 25 to 34) are having an impact on their propensities for…
W14-3: While numerous studies have sought to identify determinants of individual decisions about owning and renting housing, very few have considered the role that…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
Rachel Bogardus Drew, Chris Herbert
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August 13, 2012
W12-4: The analysis presented in this paper tests for associations between views on homeownership and experiences with recent housing market distress. Using data from…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
Eric Belsky, Rachel Bogardus Drew, Daniel McCue
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November 1, 2007
W07-7: This paper examines the challenges of projecting the long-run sustainable demand for new residential construction and presents a range of estimates for the likely…
RR07-1: The nation faces many longstanding rental housing challenges. Chief among these concerns are widespread rental affordability problems, neighborhood decline, the…