Nancy McArdle, Dolores Acevedo-Garcia
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November 20, 2017
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…
RR07-8: Nearly one-fifth of the rental housing stock is in smaller, multifamily apartment buildings with between 5 and 49 units. Even though relatively large shares of…
W06-4: Metropolitan Boston, one of the nation’s largest urban areas, is in the midst of sweeping transformations. It is growing slowly in population but is sprawling…
Record numbers of foreign-born individuals and households currently reside in the United States, substantially affecting housing demand. As of 1998, the 11 million immigrant-…
Zhu Xiao Di, Nancy McArdle, George Masnick
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February 15, 2001
This paper addresses several basic questions regarding second homes: what is or should be counted as a second home; how many second homes exist in the United States; where…
Nancy McArdle, Amy Davidson, Denise Hines
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July 30, 1999
W99-5: During the 1990s, U.S. population and employment have grown most quickly at the lower density fringes of metropolitan areas and in certain non-metropolitan…