UCC08-8: For centuries, legislated caps on loan interest rates (rate ceilings) have been advocated as a form of consumer protection in otherwise free market economies.…
RR07-12: The strengths and weaknesses of nonprofit organizations in developing and owning subsidized rental housing are examined. In the course of this study, a number…
Alexander von Hoffman, Eric Belsky, James DeNormandie, Rachel G. Bratt
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June 1, 2004
W04-5: This paper was prepared to provide background information for a conference sponsored by the Neighborhood Reinvestment Corporation entitled The Vitality of America…
BABC 04-14: The 1971 federal Fair Credit Reporting Act (FCRA) was intended to promote greater accuracy in credit reporting in the United States. Inaccurate credit…
W02-8: In October 1996, at nearly the mid-point of President Bill Clinton’s term in office, a lead article in The New York Times Magazine heralded: “The Year That…
W00-2: The Mexican mortgage market experienced significant turbulence in the 1990s allowing a newly created financial intermediary, the Sociedades Financieras de Objeto…
W00-3: The Mexican government has struggled to curtail growth of bad bank loans since the currency devaluation of December1994. This paper examines borrower choice to…
This report is modeled after TheState of the Nation's Housing reports produced by the Joint Center for Housing Studies since the early 1980s. These reports provide a…