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Working Papers

The Financial Returns to Low-Income Homeownership

Eric Belsky, Nicolas Retsinas, Mark Duda • September 9, 2005

W05-9: Efforts to promote low-income homeownership have intensified over the past ten years. Under both regulatory and market pressures, the mortgage finance industry…
Working Papers

Past Accomplishments and Future Regulatory Challenges

William Apgar, Mark Duda • March 30, 2002

The U.S. Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower income neighborhoods. The CRA was…
Working Papers

Federally Sponsored Rehabilitation Activity

Mark Duda • July 30, 2001

W01-8: Each year the federal government spends approximately $6 billion to rehabilitate the housing stock, which leverages a similar amount of spending from the private…
Working Papers

Determinants of the Living Arrangements of the Elderly

Robert Schafer • June 20, 1999

W99-6: The housing choices of the elderly are classified into five types: assisted communities, unassisted 60 plus communities, shared housing, supported housing and…
Working Papers

Housing America's Elderly Population

Robert Schafer • January 15, 1999

W99-4: This paper explores the housing choices of America’s elderly households drawing on data from the recently available Assets and Health Dynamics Among the Oldest-…