Gopal Ahluwalia, Kermit Baker, Kent Colton
•
April 19, 2022
Although still fragmented, the homebuilding industry has undergone changes in recent years that have increased the share of production by larger builders. The top 100…
Marsha Courchane, Leonard Kiefer, Peter Zorn
•
November 12, 2013
HBTL-11: Responses to the mortgage market crisis of the past decade led to myriad changes in the structure of the industry, expanded market regulations, and resulted in…
Susan Wharton Gates, Cindy Waldron, Peter Zorn
•
February 13, 2004
BABC 04-13: Automated underwriting (AU) systems have become a tool of choice in mortgage lending decisions. While AU provides significant benefits to mortgage…
W02-5: By many standards, the United States has the best housing finance system in the world. However, the system has seen many changes and modifications over the last…
This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…
Kent Colton, Katherine Collignon
•
January 5, 2001
W01-1: This paper examines the most pressing issues related to multifamily rental (apartment) housing. It begins with a brief review of the benefits apartments bring to…
W00-2: The Mexican mortgage market experienced significant turbulence in the 1990s allowing a newly created financial intermediary, the Sociedades Financieras de Objeto…
W00-3: The Mexican government has struggled to curtail growth of bad bank loans since the currency devaluation of December1994. This paper examines borrower choice to…
This report is modeled after TheState of the Nation's Housing reports produced by the Joint Center for Housing Studies since the early 1980s. These reports provide a…
