Gopal Ahluwalia, Kermit Baker, Kent Colton
•
April 19, 2022
Although still fragmented, the homebuilding industry has undergone changes in recent years that have increased the share of production by larger builders. The top 100…
Michael Stegman, Richard Cooperstein
•
October 9, 2019
With the passing of the eleventh anniversary of GSE conservatorship and the release of the administration’s long-awaited housing finance reform plans, longstanding…
Eric Belsky, Karl Case, Susan Smith
•
February 1, 2008
UCC08-14: This paper concentrates on the management and mitigation of mortgage risks: the kind of credit risks that face the majority of indebted households. For several…
W06-6: In 1994, the U.S. White House convened various stakeholders to establish a set of “National Construction Goals” recognizing that the residential building industry…
W06-2: Over the past 15 years, builder consolidation has dramatically changed the home building industry. In addition to improved financial performance, the adoption of…
Frederick Abernathy, John Dunlop, David Weil, William Apgar, Kermit Baker, Rachel Roth
•
February 28, 2004
W04-3: The past several years have seen dramatic changes in the distribution of residential building products, particularly as it relates to dealers serving homebuilders…
J. Michael Collins, Eric Belsky, Karl Case
•
February 8, 2004
BABC 04-8: This paper explores the shift of residential mortgage lending from a system where credit was rationed to prime quality borrowers to a system where subprime…
At the turn of the millennium, fully two-thirds of American households were owner-occupants. In addition, through the middle of the year in 2000, real home prices were rising…
Roberto Quercia, Michael Stegman, Walter Davis, Eric Stein
•
October 1, 2001
The 1977 Community Reinvestment Act (CRA) was enacted to encourage banking institutions to meet the credit needs of their entire communities. In response, lenders have…