UCC08-8: For centuries, legislated caps on loan interest rates (rate ceilings) have been advocated as a form of consumer protection in otherwise free market economies.…
BABC 04-14: The 1971 federal Fair Credit Reporting Act (FCRA) was intended to promote greater accuracy in credit reporting in the United States. Inaccurate credit…
James Hammitt, Eric Belsky, Jonathan Levy, John Graham
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March 1, 1999
W99-1: Residential building codes intended to promote health and safety may produce unintended countervailing risks by adding to the cost of construction. Higher…