There are many causes to the collapse of the housing market and the recent financial turmoil, but the contribution of the CRA appears marginal. While banks did engage in…
Shawn Cole, John Thompson, Peter Tufano
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February 1, 2008
UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
Alexander von Hoffman, John Felknew
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January 5, 2002
W02-1: Over the last three decades the phenomenon known as urban or suburban sprawl has become the subject of enormous controversy. Critics have condemned unwanted urban…