Michael Stegman, Richard Cooperstein
•
October 9, 2019
With the passing of the eleventh anniversary of GSE conservatorship and the release of the administration’s long-awaited housing finance reform plans, longstanding…
Evidence is accumulating that the multiple layers of exclusionary zoning and land use controls are a powerful contributor not just to higher housing costs, but also to…
Adam Levitin, Janneke Ratcliffe
•
November 12, 2013
HBTL-12: If the housing crisis has had a silver lining, it is the opportunity to rethink our housing finance policy. The US housing finance system and its regulation…
Roberto Quercia, Michael Stegman, Walter Davis, Eric Stein
•
October 1, 2001
The 1977 Community Reinvestment Act (CRA) was enacted to encourage banking institutions to meet the credit needs of their entire communities. In response, lenders have…