Daniel McCue, Raheem Hanifa, Chris Herbert
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March 22, 2023
The persistently wide homeownership rate gaps between Black, Hispanic, and white households mean that households of color are disproportionately excluded from the many…
Sharon Cornelissen, Daniel McCue, Raheem Hanifa
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January 5, 2023
Persistent racial and ethnic gaps in homeownership rates have recently led policy makers to create a range of programs and initiatives to expand and maintain Black…
HBTL-08: Public policies at the federal, state, and local levels have espoused to support homeowners and homeownership for decades. Yet, low-income people continue to…
J. Michael Collins, Eric Belsky, Karl Case
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February 8, 2004
BABC 04-8: This paper explores the shift of residential mortgage lending from a system where credit was rationed to prime quality borrowers to a system where subprime…
William Apgar, Allegra Calder, J. Michael Collins, Mark Duda
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November 30, 2002
W02-11: This paper explores advantages and disadvantages of manufactured housing for those entities whose mission is community development and asset building. Several…
J. Michael Collins, David Crowe, Michael Carliner
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October 5, 2001
Much of homeownership research and policy focuses on financial or information barriers that might frustrate low-income renter households from buying a home. Given existing…
J. Michael Collins, Eric Belsky, Micky Tripathi
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July 15, 1999
W99-7: This paper provides a step-by-step approach to understanding and estimating the economic benefits of helping lower-income households buy and own their first home…
J. Michael Collins, Eric Belsky, Nicolas Retsinas
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November 15, 1998
W98-5: Although the federal government provides tax incentives for homeownership, current tax provisions provide few incentives for lower-income families to buy a home…
Kermit Baker, J. Michael Collins, Andrea Hopf
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October 10, 1998
W98-6: Although conservatively estimated at $90 billion a year, data on spending by U.S. homeowners on improvements and repairs to their homes are not reported on a…