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Working Papers

A SHARED FUTURE: CAN GENTRIFICATION BE INCLUSIVE?

Ingrid Gould Ellen • May 16, 2018

While gentrification raises fears of displacement, it also offers some hope because the growth in higher-income households in previously poor areas can help to shore up city…
Working Papers

Should Consumer Disclosures Be Updated?

Thomas Durkin • February 1, 2008

UCC08-10: In May 2008, the Truth in Lending Act (TIL), Title I of the Consumer Protection Act of 1968 (Public Law 90-321, May 29, 1968), reaches its fortieth birthday.…
Working Papers

Performance of Low-Income and Minority Mortgages

Robert Van Order, Peter Zorn • October 10, 2001

This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…