John Campbell, Howell Jackson, Brigitte Madrian, Peter Tufano
•
August 31, 2010
MF10-12: The recent financial crisis has led many to question how well businesses deliver consumer financial services and how well regulatory institutions address…
MF10-8: The collapse of the credit markets revealed that information critical to assessing the quality of many mortgage backed securities was unavailable. When subprime…
UCC08-7: The collapse of the subprime mortgage market has revealed many flaws in the financingof home mortgages in the United States. Financial firms may have been too…
RR07-12: The strengths and weaknesses of nonprofit organizations in developing and owning subsidized rental housing are examined. In the course of this study, a number…
Eric Belsky, Nicolas Retsinas, Mark Duda
•
September 9, 2005
W05-9: Efforts to promote low-income homeownership have intensified over the past ten years. Under both regulatory and market pressures, the mortgage finance industry…
Mark Duda, Xiulan Zhang, Mingzhu Dong
•
July 1, 2005
W05-7: The paper uses data from a household survey in Beijing to explore the impact of China’s two primary homeownership-oriented housing policies: the Housing Provident…
Alexander von Hoffman, Eric Belsky, James DeNormandie, Rachel G. Bratt
•
June 1, 2004
W04-5: This paper was prepared to provide background information for a conference sponsored by the Neighborhood Reinvestment Corporation entitled The Vitality of America…
William Apgar, Allegra Calder, J. Michael Collins, Mark Duda
•
November 30, 2002
W02-11: This paper explores advantages and disadvantages of manufactured housing for those entities whose mission is community development and asset building. Several…
W02-8: In October 1996, at nearly the mid-point of President Bill Clinton’s term in office, a lead article in The New York Times Magazine heralded: “The Year That…
The U.S. Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower income neighborhoods. The CRA was…