Harvard Joint Center for Housing Studies
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June 9, 2004
Mexico is at a crossroads. Restoration of macroeconomic stability and economic growth, coupled with strong commitment to housing reforms, provides the nation with a unique…
Harvard Joint Center for Housing Studies
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March 9, 2004
Today’s mortgage market bears little resemblance to the one that existed just a decade ago. Key changes include the increasing use of automated underwriting, credit scoring,…
Frederick Abernathy, John Dunlop, David Weil, William Apgar, Kermit Baker, Rachel Roth
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February 28, 2004
W04-3: The past several years have seen dramatic changes in the distribution of residential building products, particularly as it relates to dealers serving homebuilders…
Harvard Joint Center for Housing Studies
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November 30, 2003
The dream of equal, fair, and expanded access to credit in low-income communities was never more within the nation’s grasp. Three decades ago credit for home mortgages and…
Harvard Joint Center for Housing Studies
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June 1, 2003
Despite the 2001 recession and weak ensuing recovery, by most measures 2002 was the strongest year for housing on record. Residential investment, home sales, homeownership…
Harvard Joint Center for Housing Studies
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June 4, 2002
With the economy emerging from its first recession in nearly a decade, the housing sector continues to display remarkable resilience. Even after the events of September 11th…
Harvard Joint Center for Housing Studies
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March 1, 2002
The United States Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower-income communities. The…
Harvard Joint Center for Housing Studies
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June 11, 2001
Housing markets stood up well in 2000 despite growing uncertainty about the direction of the economy. After years of rapidly rising rents and home prices, however, housing…
Harvard Joint Center for Housing Studies
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May 1, 2001
The Fannie Mae Foundation and the Joint Center for Housing Studies of Harvard University convened a series of Issues Forums during the fall and winter of 2000-2001 to provide…
Harvard Joint Center for Housing Studies
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June 10, 2000
Housing markets began the twentyfirst century on a high note. Buoyed by the longest economic expansion in history, home sales, homeownership rates, and the value of…