Harvard Joint Center for Housing Studies
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December 1, 2010
This paper synthesizes the symposium proceedings, drawing upon the presentations and discussion at the event as the well as the papers themselves. Rather than present a…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
Harvard Joint Center for Housing Studies
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April 1, 2007
W07-2: Revisiting Rental Housing Policy: Observations from a National Summitcommunicates essential findings from the symposium Revisiting Rental Housing: A National…
Harvard Joint Center for Housing Studies
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November 30, 2003
The dream of equal, fair, and expanded access to credit in low-income communities was never more within the nation’s grasp. Three decades ago credit for home mortgages and…
Harvard Joint Center for Housing Studies
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March 1, 2002
The United States Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower-income communities. The…