Daniel McCue, George Masnick, Chris Herbert
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July 13, 2015
Once every ten years the decennial census provides a definitive count of people, households and housing units in the United States. During the intervening years, trends in…
George Masnick, Abbe Will, Kermit Baker
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March 14, 2011
W11-4: As baby boomers relocate or downsize in retirement, or simply die off, they will release a very large amount of housing onto the market. Older homeowners (age 55…
George Masnick, Daniel McCue, Eric Belsky
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September 1, 2010
W10-9: Given the prolonged period of high unemployment and the possibility that it will influence headship rates and household growth, this working paper explores a…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
W09-5: NOTE: Since the publication of this report, JCHS Household Growth Projections have been updated with new projections that supersede those found in the paper below…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
William Apgar, Amal Bendimerad, Ren Essene
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April 25, 2007
For decades “fair lending” issues have received attention in both public policy arenas and the popular press, but the release of 2004 Home Mortgage Disclosure Act (HMDA) data…
Over the last two decades, the rise of risk based pricing, the growing importance of the secondary mortgage market, and the emergence of mortgage brokers in the marketing and…
This paper compares these new 2006 Hispanic projections to the earlier 2000 Hispanic projections. It incorporates both the new population projections released by the Census…
NOTE: Since the publication of this report, JCHS Household Growth Projections have been updated with new projections that supersede those found in the paper below.…